Budget Planner
Rent, groceries, utilities, healthcare, transport.
Dining out, travel, subscriptions, hobbies.
Emergency fund, stocks, 401k, debt payoff.
How to Use Budget Planner
Enter your net monthly take-home income.
Review the recommended 50% Needs, 30% Wants, and 20% Savings budget distribution.
Adjust allocations to match your personal financial goals.
Budget Planner runs 100% client-side in your web browser. None of your financial figures, bank accounts, income details, loan amounts, or personal tax data are transmitted to any server or saved in cookies. Calculations happen entirely on your local device.
Frequently Asked Questions
What qualifies as a 'Need' in 50/30/20?
Needs are essential expenses required to survive and maintain basic employment: rent/mortgage, basic groceries, utilities, healthcare, and minimum debt payments.
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