NPS Calculator
How to Use NPS Calculator
Input your monthly NPS contribution, current age, and retirement age.
Set expected annual return rate and percentage allocated to annuity (minimum 40%).
View total corpus, lump-sum withdrawal, and monthly pension.
NPS Calculator runs 100% client-side in your web browser. None of your financial figures, bank accounts, income details, loan amounts, or personal tax data are transmitted to any server or saved in cookies. Calculations happen entirely on your local device.
Frequently Asked Questions
What percentage of NPS corpus can be withdrawn as lump sum?
At age 60, up to 60% of your total NPS corpus can be withdrawn completely tax-free as a lump sum, while at least 40% must purchase an annuity.
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